For more information about these services and their differences, speak with your Merrill financial advisor. Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of ... Benefits OnLine® Retirement and benefit services provided by Merrill. Learn more about Merrill's background on FINRA's BrokerCheck layer. Online Access Guides for 401(k) accounts and Equity Awards. Get the free mobile app. Simpler navigation, more information. Continue to mobile site.Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). Merrill Lynch Life Agency Inc. ("MLLA") is a licensed insurance agency and wholly owned subsidiary of BofA Corp. Trust and fiduciary services are provided by Bank of America, N.A., Member FDIC, or U.S. Trust Company of Delaware. Both are wholly owned subsidiaries of BofA Corp. If this does not resolve the issue, you can call a Merrill Lynch representative at your plan's toll-free number for assistance. Will I be able to I access my Benefits …Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). For more information visit our rollover page or call Merrill at 888.637.3343. Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. A direct rollover occurs when you request that a rollover check be made payable ... Compliance officer - Jinendra Shah, Email: [email protected], Tel No.: +91 22 6632 8000. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of …Moreover, Merrill Lynch can be used by international clients and Merrill Edge is primarily for U.S. clients. Investguiding Home Search Home Search What is difference ... log in to Benefits OnLine® at www.benefits.ml.com. The Sell Shares menu item will only be available if you have opened your Merrill Lynch brokerage account (LIIA). Retirement and benefit services provided by Merrill. Login is currently unavailable, please check back again soon. Online Access Guides for 401 (k) accounts and Equity Awards. Investment products are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”), registered broker-dealer, …Access your retirement and benefit services from Merrill with Benefits OnLine. Before you proceed, please review the important information on this page.If this does not resolve the issue, you can call a Merrill Lynch representative at your plan's toll-free number for assistance. Will I be able to I access my Benefits …Login page for ML Benefits Online. Skip to main content. ml.com Workplace benefits. Benefits Online Admin Login login form loading, please wait ... and Merrill Lynch, Pierce, Fenner & Smith Incorporated ("MLPF&S" or "Merrill"), a registered broker-dealer, registered investment adviser and a wholly owned subsidiary of BofA Corp.Merrill Lynch makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated ... Spend $50,000 or more annually to achieve Plus Level status, which gives you access to exclusive benefits, including a …Merrill Guided Investing provides the guidance you need to help pursue your investing goals. Get a portfolio that's built, monitored and rebalanced by Merrill investment professionals for a low $1,000 minimum investment. Merrill Guided Investing is an Investment Advisory Program. 1, 2. Set your investment goals online and track your …Management. For unique needs, work one-on-one with a dedicated advisor. Advisory. Option to establish your goals or work 1-1 with an advisor. Advisors help establish goals and determine strategy. Investment minimum. No minimum. Online without advisor: $1,000. Online with advisor: $20,000.Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp.").A Bank of America Merrill Lynch report estimates the market for "vanity capital" at a staggering $4.5 trillion. Last month, Bank of America Merrill Lynch released the compellingly ...General Motors, a global automobile manufacturer based in the U.S., offers a comprehensive benefits package to the survivors of former GM employees who earned retirement from the c...Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp.").Not sure where to start? From the underrated animated classic Treasure Planet to one of David Lynch’s most praised films, here are some of our must-watch favorites on Disney+ that ...Step 3: Contact Merrill Lynch. Call a representative at Merrill Lynch or visit the website to begin the Merrill Lynch 401k rollover process. This is a fairly standard process, but be sure that you specify that you want a “direct rollover,” or one that sends your savings directly to your new account.Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp.").With the free* Benefits OnLine® Mobile app, you’ll have easy access to your benefit plans with Merrill, virtually 24/7. Find out how easy it is to: Manage your accounts. • Check your account balances, detailed holdings and account history. • Manage your investments and update contribution rates. • View your Account Summary with ...Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). Defined contribution. As an employer, you play a pivotal role in supporting your employees and their financial wellness. For many employees, a 401 (k) plan (or defined contribution plan) is one of their most critical retirement vehicles. We're here to help provide you with retirement-readiness solutions, while helping to build financial ... Portfolio manager Peter Lynch wrote a great book about investing for kids and how to figure out which stocks to buy. Here are seven. These seven stocks to buy are good learning opp...Willie Lynch Syndrome refers to the ongoing polarizing sociological issues within the African-American community. The syndrome takes its name from a speech allegedly given by Briti...Log on to WalmartOne.com or the WIRE, or call Benefits Customer Service at 800-421-1362. Walmart 401(k) Plan eligibility in which you are credited with at least 1,000 hours of service. The Walmart 401(k) Plan. For example, if …Benefits OnLine® Retirement and benefit services provided by Merrill. Learn more about Merrill's background on FINRA's BrokerCheck layer. Online Access Guides for 401(k) accounts and Equity Awards. Get the free mobile app. Simpler navigation, more information. Continue to mobile site.Benefits OnLine® Serviços de aposentadoria e benefícios oferecidos pela Merrill. Saiba mais sobre o histórico da Merrill na camada BrokerCheck da FINRA. Guias de acesso on-line para contas 401(k) e concessões de participações acionárias. Obtenha o …Fax to: 866.994.7807 Or, you can mail to the following address: Merrill • P.O. Box 14354, Lexington, KY 40512-4354. Please retain a copy of this form for your records. Completing Designation/Change of Beneficiary(ies): or before completing this form. g your estate, trust or other entity. For all beneficiary(ies) named, the percentages must ... Merrill Lynch Life Agency Inc. ("MLLA") is a licensed insurance agency and wholly owned subsidiary of BofA Corp. Trust and fiduciary services are provided by Bank of America, N.A., Member FDIC, or U.S. Trust Company of Delaware. Both are wholly owned subsidiaries of BofA Corp. The Merrill Lynch Advisor Development Program currently has 2,300 trainees preparing to work with its wealthiest clients. One of these trainees, 25 …For more information visit our rollover page or call Merrill at 888.637.3343. Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. A direct rollover occurs when you request that a rollover check be made payable ...Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp.").Call 1.800.478.6030 for Merrill Accolades ® American Express ® 24/7 Customer Satisfaction If your credit card is lost or stolen, please call 1.800.900.6651 immediately. Rewards & Benefits: Call 1.800.419.0000 for questions regarding Rewards, Benefits or Merrill Lynch Concierge.Anytime, AnywhereTM Air Rewards1. With Anytime, AnywhereTM Air Rewards, redeem your Merrill Points® for air travel with no restrictions. Redeem 25,000 Merrill Points® for a ticket up to $500 in value on any available airline when you book through a Merrill Travel Advisor. Plus, you’ll still earn frequent flyer miles on your redeemed flight.Access your Merrill investment and Bank of America bank accounts anytime, anywhere on any of our mobile apps. Securely transfer funds between banking and investing accounts and place trades with confidence. Footnote. 4. Review your portfolio's performance and add or change investing strategies whenever you like.Following earnings Wednesday morning, there's going to be some profit taking....CVS Readers know that I am a fan of CVS Health (CVS) CEO Karen Lynch. Readers know that this fai...3. 4. 5. Next. 174 reviews from Merrill employees about working as a Financial Advisor at Merrill. Learn about Merrill culture, salaries, benefits, work-life balance, management, job security, and more.Anytime, AnywhereTM Air Rewards1. With Anytime, AnywhereTM Air Rewards, redeem your Merrill Points® for air travel with no restrictions. Redeem 25,000 Merrill Points® for a ticket up to $500 in value on any available airline when you book through a Merrill Travel Advisor. Plus, you’ll still earn frequent flyer miles on your redeemed flight.If this does not resolve the issue, you can call a Merrill Lynch representative at your plan's toll-free number for assistance. Will I be able to I access my Benefits …This form contains the Retail Option Account application and agreement for Merrill Edge Self-Directed Individual, Joint and Trust Accounts. The online option application can be used to apply for individual and joint accounts. Trust account applications should be printed and mailed in for processing. Apply now.If this does not resolve the issue, you can call a Merrill Lynch representative at your plan's toll-free number for assistance. Will I be able to I access my Benefits …Merrill Guided Investing with Advisor has a management fee of 0.85% and a $1,000 account minimum. Some portfolios, such as Alpha-Seeking strategies, require a $20,000 minimum. If you qualify for ...Explore our other personalfinancial management solutions. Bank of America’s suite of banking products and services. 1 Capability offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated. Merrill offers access to a variety of cash management solutions designed to provide liquidity, relative safety, and competitive yields for your cash ...Financial Life Benefits®, our integrated solution from banking 2 to health savings 2 and retirement 1, employees can manage their financial lives in one place. Our employee benefits programs are designed to make financial wellness a way of life by helping you educate, guide and support your employees in and beyond the workplace. Read more.Retirement & Benefit Plan Services 1400 American Blvd., Mail-Stop NJ2-140-03-50 Pennington, NJ 08534. • If you have any questions with completing this form, please contact the Merrill Lynch Retirement Service Center at 1-800-228-4015. 5. If this does not resolve the issue, you can call a Merrill Lynch representative at your plan's toll-free number for assistance. Will I be able to I access my Benefits OnLine account through the Merrill Lynch App? At this time, there is not an app for your Benefits OnLine account. Merrill Guided Investing provides the guidance you need to help pursue your investing goals. Get a portfolio that's built, monitored and rebalanced by Merrill investment professionals for a low $1,000 minimum investment. Merrill Guided Investing is an Investment Advisory Program. 1, 2. Set your investment goals online and track your …Merrill Lynch Benefits Ltd. is a federal corporation in Toronto, Ontario incorporated with Corporations Canada, a division of Innovation, Science and Economic Development (ISED) Canada. The entity was incorporated on November 7, 1994 with corporation #3084876, and dissolved on November 30, 2020. The current entity status is . The registered office …Benefits OnLine® Retirement and benefit services provided by Merrill. Learn more about Merrill's background on FINRA's BrokerCheck layer. Online Access Guides for 401(k) accounts and Equity Awards. Get the free mobile app. Simpler navigation, more information. Continue to mobile site. For more information about these services and their differences, speak with your Merrill financial advisor. Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of ... Retirement and benefit services provided by Merrill Learn more about Merrill's background on FINRA's BrokerCheck layer Online Access Guides for 401(k) accounts and Equity Awards . Investment products are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”), registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”) Banking products are provided by Bank of America, N.A ... Investment products are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”), registered broker-dealer, … Individual and Joint Account Benefits. Get unlimited $0 online stock and ETF trades *. Consolidate accounts from other institutions 1. Access powerful tools only available at Merrill. Contact customer support for help 24/7. If this does not resolve the issue, you can call a Merrill Lynch representative at your plan's toll-free number for assistance. Will I be able to I access my Benefits OnLine account through the Merrill Lynch App? At this time, there is not an app for your Benefits OnLine account. January 2023 edited February 2023 in Download, Add/Update Accounts (Windows) I recently disconnected my ML private wealth accounts in an attempt to reinstall them cleanly. When I've tried to add them back, I cannot seem to establish a connected (see attached image). I'm not sure if its an issue with Quicken or a setting I need to turn on in my ...Investment products are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”), registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”) Banking products are provided by Bank of America, N.A. (“BANA”) and …I access the Merrill Lynch account on the web with a separate user name and login than BofA. The Merrill Lynch web site say it supports Quicken but then it gives out a phone number that is disconnected (800) 811-8766.) How can I get Quicken to connect to a Merrill Lynch brokerage? Retirement and benefit services provided by Merrill. Login is currently unavailable, please check back again soon. Online Access Guides for 401 (k) accounts and Equity Awards. Benefits OnLine®. Renten- und Vorsorgedienstleistungen von Merrill Lynch. Einzelheiten über den Hintergrund von Merrill Lynch auf dem BrokerCheck von FINRA-Layer. Anleitungen zum Online-Zugriff auf 401(k)-Kontenund Aktienzuteilungen. Die kostenlose, mobile App erhalten.MERRILL+ ® Visa Signature ® Card. We provide credit cards to help you manage your spending, meet liquidity needs and help you reach financial goals. The MERRILL+ ® Visa Signature ® credit card is designed for clients that want a premier credit card with specialized servicing, robust benefits and rich and flexible rewards. Learn more ® ®.Benefits OnLine® Retirement and benefit services provided by Merrill. Learn more about Merrill's background on FINRA's BrokerCheck layer. Online Access Guides for 401(k) accounts and Equity Awards. Get the free mobile app. Simpler navigation, more information. Continue to mobile site. Merrill Lynch Life Agency Inc. ("MLLA") is a licensed insurance agency and wholly owned subsidiary of BofA Corp. Trust and fiduciary services are provided by Bank of America, N.A., Member FDIC, or U.S. Trust Company of Delaware. Both are wholly owned subsidiaries of BofA Corp. The Merrill Lynch OnLine Help Desk is available any time day or night. Clients residing outside the US click here for information on dialing Merrill Lynch OnLine customer support. Calls are toll-free from most countries. From within the US dial toll free, 1-888-656-6546 (1-888-ML-ONLINE).General Motors, a global automobile manufacturer based in the U.S., offers a comprehensive benefits package to the survivors of former GM employees who earned retirement from the c...Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp.").Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). Benefits OnLine® Retirement and benefit services provided by Merrill. Learn more about Merrill's background on FINRA's BrokerCheck layer. Investment products are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”), registered broker-dealer, …The Merrill Lynch OnLine Help Desk is available any time day or night. Clients residing outside the US click here for information on dialing Merrill Lynch OnLine customer support. Calls are toll-free from most countries. From within the US dial toll free, 1-888-656-6546 (1-888-ML-ONLINE). Merrill provides products and services to various employers, their employees and other individuals. In connection with providing these products and services, and at the request of the employer, Merrill makes available websites on the internet, mobile device applications, and written materials, including brochures, in order to provide you with ... Balances include your combined, qualifying Bank of America deposit accounts (such as checking, savings, certificate of deposit) and/or your Merrill investment accounts (such as Cash Management Accounts, 529 Plans). You can satisfy the combined balance requirement for enrollment with either: a three-month combined average daily balance in …Anytime, AnywhereTM Air Rewards1. With Anytime, AnywhereTM Air Rewards, redeem your Merrill Points® for air travel with no restrictions. Redeem 25,000 Merrill Points® for a ticket up to $500 in value on any available airline when you book through a Merrill Travel Advisor. Plus, you’ll still earn frequent flyer miles on your redeemed flight.Compare investing options. Insider’s Rating 4.45/5. Account Minimum. $1,000. Fees. 0.45%. Show Pros, Cons, and More. Bottom line: Merrill Edge is an online brokerage best for DIY traders who are ...With Merrill Edge® Self-Directed you get personalized investing insights, guidance and digital tools to confidently put your investing ideas into action. No investment minimum. With Merrill Guided Investing, you get the convenience of a professionally managed portfolio and the option to work with an advisor. Investment minimum: $1,000; with an ... Financial Life Benefits®, our integrated solution from banking 2 to health savings 2 and retirement 1, employees can manage their financial lives in one place. Our employee benefits programs are designed to make financial wellness a way of life by helping you educate, guide and support your employees in and beyond the workplace. Read more. Saving and investing is only the first step in retirement planning. Creating a strategy to draw down that money is the next challenge. Life Priority: Finance 5 min. Keep your retirement savings on track. Bank of America offers financial tips to help women plan ahead for a more comfortable, secure retirement. Life Priority: Finance 5 min. Benefits OnLine® Retirement and benefit services provided by Merrill. Learn more about Merrill's background on FINRA's BrokerCheck layer. Online Access Guides for 401(k) accounts and Equity Awards. Get the free mobile app. Simpler navigation, more information. Continue to mobile site.Health savings accounts. Help manage current and future health expenses not covered by insurance. Contributions are tax-deductible or pre-taxed through Bank of America Health Savings Accounts. Have a Merrill Advisor contact you for a complimentary financial consultation. Leave us your contact info and we’ll reach out. Investment products are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”), registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”) Banking products are provided by Bank of America, N.A ... Benefits OnLine is a platform that allows you to access and manage your Merrill Lynch benefits accounts. You can view your account balances, transactions, statements, tax forms and more. You can also communicate with your advisor, update your profile and preferences, and enroll in new plans. Benefits OnLine is your one-stop shop for your …Here are a few benefits of ribbon driveways you should consider before deciding what type of driveway you want to get installed in your front yard. Expert Advice On Improving Your ...Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp.").With a traditional IRA, contributions may be tax-deductible and the assets have the potential to grow tax-deferred. 1 However, the assets may be subject to ordinary income tax when distributed. With a Roth IRA, contributions are made with after-tax dollars and are not tax-deductible. 2 Distributions from Roth IRAs are free of federal taxes and ... Join our live financial broadcasts and explore the on-demand library. Browse now. Are Not FDIC Insured. Are Not Bank Guaranteed. May Lose Value. Are Not Deposits. Are Not Insured by Any Federal Government Agency. Are Not a Condition to Any Banking Service or Activity. Login page for ML Benefits Online. Saving and investing is only the first step in retirement planning. Creating a strategy to draw down that money is the next challenge. Life Priority: Finance 5 min. Keep your retirement savings on track. Bank of America offers financial tips to help women plan ahead for a more comfortable, secure retirement. Life Priority: Finance 5 min.
As a client and member of the Bank of America Preferred Rewards program, you can enjoy exclusive benefits and rewards such as interest rate boosters, no-fee …. Cbn family
Merrill, Merrill Lynch and Merrill Edge investment advisory programs are offered by MLPF&S. MLPF&S and Managed Account Advisors LLC (MAA) are registered investment advisers. Investment adviser registration does not imply a certain level of skill or training.Do you know how to apply for unemployment benefits? Find out how to apply for unemployment benefits in this article from HowStuffWorks. Advertisement Every state has its own Unempl...Link your Merrill investment accounts and Bank of America banking accounts for even greater secure digital access, all in one app, including: View your total net worth and accounts across banking, credit cards, investments and loans. Immediate money transfers between your eligible Merrill investment accounts and Bank of America banking …Benefits of Private Schools - The benefits of private schools are often debated. Visit HowStuffWorks to learn the benefits of private schools. Advertisement One of the primary bene...Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC ...I like the flexibility of having access to cash management services through my investment account. With the Cash Management Account® (CMA® account) from Merrill, you can manage your long-term investments and day-to-day finances. Take care of everyday transactions with check writing, a Visa® deferred debit card and Bill Pay services, while ...Retirement & Benefit Plan Services 1400 American Blvd., Mail-Stop NJ2-140-03-50 Pennington, NJ 08534. • If you have any questions with completing this form, please contact the Merrill Lynch Retirement Service Center at 1-800-228-4015. 5.Following earnings Wednesday morning, there's going to be some profit taking....CVS Readers know that I am a fan of CVS Health (CVS) CEO Karen Lynch. Readers know that this fai...Learn how Merrill Lynch can help you meet your goals with personalized advice, access to investment strategies and banking capabilities. Find out how to … A Merrill Lynch Wealth Management Advisor can walk you through these considerations to help you decide which type may be right for you. More ways to save for retirement For more information about tax-advantaged ways to save for retirement, including defined contribution plans and IRAs, download the Saving for Retirement fact sheet . MERRILL+ ® Visa Signature ® Card. We provide credit cards to help you manage your spending, meet liquidity needs and help you reach financial goals. The MERRILL+ ® Visa Signature ® credit card is designed for clients that want a premier credit card with specialized servicing, robust benefits and rich and flexible rewards. Learn more ® ®.For more information regarding the changes to the Plan summarized above, please contact Benefits Customer Service at (800) 421-1362, or the Merrill Lynch Customer Service Center at (888) 968-4015. This notice serves as a "summary of material modifications" to the summary plan description for the 401(k) Plan. You should keep this with your Investment products are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”), registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”) Banking products are provided by Bank of America, N.A ... Log on to WalmartOne.com or the WIRE, or call Benefits Customer Service at 800-421-1362. Walmart 401(k) Plan eligibility in which you are credited with at least 1,000 hours of service. The Walmart 401(k) Plan. For example, if …Merrill Lynch Wealth Management. Work one-on-one with a dedicated Merrill advisor to help you pursue your goals. Throughout your relationship, your advisor will remain your point of contact, maintaining a holistic view of your financial picture while bringing in an extended team of specialists to address other specific needs.1 Any interest or earnings on the assets in the HSA are tax-free while held in the account. You can receive tax-free distributions from your HSA, including distributions of interest or earnings, to either pay or be reimbursed for qualified medical expenses you incur after you establish the HSA.If you do not receive your User ID, or have any questions, please call the Merrill Lynch Retirement and Benefits Contact Center at 1-866-820-1492 (U.S., Puerto Rico and Canada) or 609-818-8894 (Outside of the U.S., Puerto Rico and Canada). Login to Benefits OnLine. Are Not FDIC Insured. Are Not Bank Guaranteed. May Lose Value. Are Not Deposits..